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Income options for retirees

Retirees who need income today may find it very challenging to produce their desired cash flow. Interest rates are well below historical norms. As a result, many retirees are stretching for yield and buying high-yield bonds and bond funds and dividend paying stocks. The risk-reward ratio in the high-yield bond market isn’t too good right now, and investors may not be getting compensated for the risks they are taking. Dividend-paying …Read More