Financial planning issues for women
Originally published on Tahoe Daily Tribunes website http://www.tahoedailytribune.com/news/opinion/14799562-113/tahoe-truckee-market-beat-financial-planning-issues-for-women Long-term financial planning requires making numerous estimates. You have to estimate your life expectancy, how much you can save, investment return, inflation, and how much income your savings will produce in retirement. When it comes to long-term planning, women face some different issues than men and should […]
More on Market Volatility
Despite the fact that the U.S. economy appears to be on solid ground, the equity markets appear confused and uncertain, and have exhibited volatility, including huge intraday point swings. In what follows, I will examine the sources of the uncertainty and try to shed light on whether or not to worry. 1. Global Economic […]
How to retire like an aristocrat
Originally published on Marketwatch.com website http://www.marketwatch.com/story/how-to-retire-like-an-aristocrat-2015-01-22 Retirement planning really isn’t that complicated. Say you want to retire today and need an income of at least $100,000 a year from your investments. All you need to do is have $5 million saved up and buy 30-year U.S. Treasury bonds. If saving the $5 million is problematic, […]
A look at fourth-quarter earnings
Earnings season is just getting underway and it looks like the stock market could use some good news. As I write this, the S&P 500 is down just over 2 percent year to date. Aluminum maker Alcoa traditionally kicks off the quarterly earnings season, and it reported better than expected earnings and revenue last Monday […]
The importance of cash dividends
Originally published on Tahoe Daily Tribune’s website http://www.tahoedailytribune.com/news/opinion/14611062-113/market-beat-the-importance-of-cash-dividends Dividends are payments made to shareholders. Most dividends are paid out on a regular basis, like quarterly, semi-annually or annually. Sometimes, corporations will also declare special dividends that are a one-time occurrence. Dividend payments are not guaranteed by the company but can be raised, lowered or terminated […]
Stock prices down – should you worry?
Originally published on Reno Gazette’s website http://www.rgj.com/story/money/business/2015/01/07/robert-barone-stock-prices-worry/21424791/ Intellectually, we all know that the equity markets can be volatile. It is a question of whether or not we can control our emotions, especially during market sell-offs. As of last Tuesday, the S&P had fallen for five straight sessions, something we haven’t seen for a year. Some […]