Market volatility in January

Originally published on tahoedailytribune.com’s website http://www.tahoedailytribune.com/northshore/14881200-113/tahoe-truckee-market-beat-market-volatility-in-january January was a choppy month for the stock market, and the worst month since January of 2014. There was a lot of economic news to digest last month. Fourth quarter earnings got under way, the Swiss announced that the Franc would decouple from the Euro, and the European Central […]

What women need to know when they retire

Originally published on Marketwatch.com’s website http://www.marketwatch.com/story/retirement-planning-considerations-for-women-2015-02-02?link=mw_home_kiosk Young people entering the workforce need to educate themselves about the retirement-planning process. Women in the early stages of their retirement planning should be aware that they will face some different challenges than their male coworkers. One of the key differences is life expectancy. On average, women live longer […]

Financial planning issues for women

Originally published on Tahoe Daily Tribunes website http://www.tahoedailytribune.com/news/opinion/14799562-113/tahoe-truckee-market-beat-financial-planning-issues-for-women Long-term financial planning requires making numerous estimates. You have to estimate your life expectancy, how much you can save, investment return, inflation, and how much income your savings will produce in retirement. When it comes to long-term planning, women face some different issues than men and should […]

How to retire like an aristocrat

Originally published on Marketwatch.com website http://www.marketwatch.com/story/how-to-retire-like-an-aristocrat-2015-01-22 Retirement planning really isn’t that complicated. Say you want to retire today and need an income of at least $100,000 a year from your investments. All you need to do is have $5 million saved up and buy 30-year U.S. Treasury bonds. If saving the $5 million is problematic, […]

A look at fourth-quarter earnings

Earnings season is just getting underway and it looks like the stock market could use some good news. As I write this, the S&P 500 is down just over 2 percent year to date. Aluminum maker Alcoa traditionally kicks off the quarterly earnings season, and it reported better than expected earnings and revenue last Monday […]

The importance of cash dividends

Originally published on Tahoe Daily Tribune’s website http://www.tahoedailytribune.com/news/opinion/14611062-113/market-beat-the-importance-of-cash-dividends Dividends are payments made to shareholders. Most dividends are paid out on a regular basis, like quarterly, semi-annually or annually. Sometimes, corporations will also declare special dividends that are a one-time occurrence. Dividend payments are not guaranteed by the company but can be raised, lowered or terminated […]