Possible retirement account changes on tap

Originally published in Tahoe Daily Tribune’s website, http://www.tahoedailytribune.com/news/opinion/15083209-113/tahoe-truckee-market-beat-possible-retirement-account-changes-on-tap Estimating future events is part of the financial planning process. Planners estimate things like life expectancy, inflation, stock market returns and interest rates. We don’t know exactly where any of these factors will be in the future. Another uncertainty are the rules that we follow as we […]

4% Rule calculating your retirement withdrawals

There are many factors to consider when deciding how much you should withdraw from your retirement portfolio annually. You need to think about life expectancy, the rate of return on your investments, inflation and your personal goals for your assets in addition to your income needs. In the case of a married couple who retires […]